CASH 2018 Annual Report

15 The following table shows the loan and lease originations (including draws, loan and lease renewals, and undisbursed portions of loans and leases in process), purchases, and sales and repayment activities of the Company for the periods indicated. Years Ended September 30, 2018 2017 2016 Originations: (Dollars in Thousands) Adjustable-rate: Commercial finance $ 816,283 $ — $ — Consumer finance 81,686 — — Total National Lending 928,026 23,032 — Commercial and multi-family real estate 5,935 6,014 2,460 1-4 family real estate 24,152 21,324 15,276 Agricultural 35,679 23,513 21,954 Commercial operating 166,408 168,136 35,433 Consumer 7 9 13 Total Community Lending 232,180 218,996 75,136 Total adjustable rate 1,160,206 242,028 75,136 Fixed-rate: Commercial finance 1,218,436 535,339 357,252 Consumer finance 347,508 242,503 221,468 Tax services (1) 1,256,237 1,261,825 31,537 Total National Lending 2,822,180 2,039,667 610,257 Commercial and multi-family real estate 285,415 190,618 154,478 1-4 family real estate 71,344 74,294 81,218 Agricultural 31,226 21,373 35,105 Commercial operating 14,279 31,834 11,238 Consumer 1,360 919 923 Total Community Lending 403,624 319,038 282,962 Total fixed-rate 3,225,804 2,358,705 893,219 Total loans and leases originated 4,386,010 2,600,733 968,355 Acquired: Commercial finance 1,063,504 — — Total National Lending 1,063,504 — — Total loans and leases acquired 1,063,504 — — Purchases: Consumer finance 137,751 133,785 — Total National Lending 137,751 133,785 — Commercial and multi-family real estate — 7,078 — 1-4 family real estate — 540 — Commercial operating 27,919 — — Total Community Lending 27,919 7,618 — Total loans and leases purchased 165,670 141,403 — Sales and repayments: Sales: Commercial finance 17,621 — — Tax services — 685,934 17,611 Total National Lending 17,621 685,934 17,611 Commercial and multi-family real estate 22,571 4,720 — Agricultural 40 — 83 Total Community Lending 22,611 4,720 83 Total loan sales 40,232 690,654 17,694 Repayments: Loan and lease principal repayments 3,949,780 1,652,674 737,853 Total principal repayments 3,949,780 1,652,674 737,853 Total reductions 3,990,012 2,343,328 755,547 (Decrease) increase in other items, net 4,295 (441) 408 Net increase $ 1,629,468 $ 398,367 $ 213,216 1) Certain tax services loans do not bear interest.