CASH 2018 Annual Report

130 Allowance Loans and Leases Recorded Investment Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Total Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Total Year Ended September 30, 2018 (Dollars in Thousands) National Lending Commercial finance $ 588 $ 714 $ 1,302 $ 13,612 $ 1,496,237 $ 1,509,849 Consumer finance — 3,670 3,670 — 335,361 335,361 Tax services — — — — 1,073 1,073 Total National Lending 588 4,384 4,972 13,612 1,832,671 1,846,283 Community Banking Commercial and multi-family real estate — 6,047 6,047 405 748,174 748,579 1-4 family real estate — 590 590 94 223,388 223,482 Agricultural — 1,216 1,216 1,454 59,044 60,498 Commercial operating — 173 173 46 42,265 42,311 Consumer — 42 42 — 23,836 23,836 Total Community Banking — 8,068 8,068 1,999 1,096,707 1,098,706 Total 588 12,452 13,040 15,611 2,929,378 2,944,989 Allowance Loans and Leases Recorded Investment Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Total Ending balance: individually evaluated for impairment Ending balance: collectively evaluated for impairment Total Year Ended September 30, 2017 (Dollars in Thousands) National Lending Commercial finance $ — $ 800 $ 800 $ — $ 255,308 $ 255,308 Consumer finance — — — — 140,229 140,229 Tax services — 5 5 — 192 192 Total National Lending — 805 805 — 395,729 395,729 Community Banking Commercial and multi-family real estate — 2,670 2,670 1,109 584,401 585,510 1-4 family real estate — 803 803 72 196,634 196,706 Agricultural — 2,574 2,574 — 95,394 95,394 Commercial operating — 150 150 — 30,718 30,718 Consumer — 6 6 — 22,775 22,775 Total Community Banking — 6,203 6,203 — 931,103 931,103 Unallocated — 527 527 — — — Total — 7,534 7,534 1,181 1,325,651 1,326,832