How to Vote Your Shares William Penn shareholders of record may vote by one of the following methods: Voting by Mail. You may vote by completing and returning the enclosed proxy card. Your proxy will be voted in accordance with your instructions. If you do not specify a choice on one of the proposals described in this joint proxy statement, your proxy will be voted in favor of that proposal. Voting by Internet. If you are a registered shareholder, you may vote electronically through the Internet by following the instructions included with your proxy card. If your shares are registered in the name of a broker or other nominee, you may be able to vote via the Internet. If so, the voting form your nominee sends you will provide Internet instructions. Voting by Phone. Use any touch-tone telephone to transmit your voting instructions up until 11:59 p.m. Eastern Time the day before the cut-off date or meeting date. Have your proxy card in hand when you call 1-800-690-6903 and then follow the instructions. Voting at the Special Meeting. You may attend the William Penn special meeting and vote. Information regarding how to attend the special meeting is included in the proxy card. If your shares are registered in the name of a broker or other nominee and you wish to vote at the meeting, you will need to obtain a legal proxy from your bank or brokerage firm. Please consult the voting form sent to you by your bank or broker to determine how to obtain a legal proxy in order to vote at the special meeting. Should you have any questions on the procedure for voting your shares, please contact William Penn’s Corporate Secretary, Jonathan Logan, telephone (267) 540-8500. William Penn shareholders whose shares are held in “street name” by their broker, bank or other nominee must follow the instructions provided by their broker, bank or other nominee to vote their shares. Your broker, bank or other nominee may allow you to deliver your voting instructions via telephone or the Internet. How to Vote Shares Owned through the William Penn 401(k) Plan and ESOP The William Penn Employee Stock Ownership Plan (the “ESOP”): William Penn shares held by the ESOP are voted by the ESOP trustee, but each participant is entitled to direct the plan trustee how to vote shares of William Penn common stock that are allocated to his or her account under the ESOP. Unallocated William Penn shares and allocated William Penn shares for which the ESOP trustee did not receive instructions from a participant will be voted by the ESOP trustee in the same proportion on each of the proposals as shares held by participants in the ESOP for which voting instructions were received. The deadline for returning your voting instruction form to the trustee of the ESOP is March 28, 2025. The William Penn Bank 401(k) Retirement Savings Plan (the “401(k) Plan”): William Penn shares held by the 401(k) plan are voted by the trustee, but each participant (or beneficiary of a deceased participant) is entitled to direct the trustee how to vote the shares of William Penn common stock that are allocated to his or her account under the 401(k) Plan. All shares of William Penn stock allocated to accounts for which the plan trustee did not receive instructions from a participant will be voted by the plan trustee in the same proportion as the shares for which it has received instructions, subject to the trustee’s discretion and in accordance with applicable fiduciary duties under the Employee Retirement Income Security Act of 1974, as amended. The deadline for returning your voting instruction form to the trustee of the 401(k) Plan is March 28, 2025. How to Change Your Vote If you are a registered shareholder, you may revoke any proxy at any time before it is voted by (1) signing and returning a proxy card with a later date (if you submitted your proxy by Internet or by telephone, you can vote again by Internet or telephone), (2) delivering a written revocation letter to the Corporate Secretary of William 116
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